Monday, January 30, 2012
The mellow Akbar – Hritik Roshan
Agneepath….Lacked Amitabh Bachchans fire…..
Saturday, January 28, 2012
Living within ones means
There is an old saying in Hindi….”Pair itne hi failane chahiye jitni chaddar ho”, to which lately I am hearing a retort….”To kya….hum chaddar badalkar badi chaddar odh lenge”.
Not a bad idea, but then one needs to spend extra dough on the “badi chaddar” and also maintaining that “chaddar”
The point being…while you are being asked to live within your means, think wisely before putting your money in something which will increase your expense. It is easier to say we can do it….but implementing it in the right way and coming out of the mess is very important, you shouldnt be digging a grave so deep that you die in it.
I have always said, people wear masks, and why not, how many people would be interested in seeing your troubled faces daily. A smiling face to fight off the current situation is always good. But then when that Mask becomes a Lie, when you start using that Mask as a shield for influencing, or gaining certain favors, it is time to stop.
Time is a big turner, it can change without you even knowing it. But to tide over that time, during financial difficulties, is very important. That is where the saying comes in. The length of your bedsheet can change with time…when times are tougher deal with your expenses accordingly, when times are better, deal with your expenses but at the same time remembering that you cannot predict your future.
Just random thoughts today, which I am not sure a reader might agree or not…but nevertheless…posting it on the blog…..
Thursday, January 19, 2012
Am I ever serious....???
Tuesday, January 17, 2012
Cost of owning a car
Got a mail stating that my Car Insurance is expiring soon. Made me once again realize how fast a year flies. Also reminded me of the words of a Gentleman who has been a guide to our family since years.
Once we both had purchased our cars around the same period, if I remember correctly this was around 12 years back. We were both discussing our respective cars when his words of wisdom started flowing in.
According to him, the best way to purchase a car is on installments, for according to him, where else will you get a loan at such a low rate of interest and also benefit in your taxes. However he had a word of caution over there. While getting the loan is easy, one should also have other factors in mind. According to him, in two to three years, you need to change your car battery, then depending on your usage change the tyres, annual expense of maintaining and servicing the car, normal expenses over wear and tear of the car, annual premium of Insurance, the worst case scenario of major accidental expense on the car, and last but not the least….the fuel expenses.
He said one should average these all costs over five years of usage of the car and add the amount to the EMI to understand if one is making the right choice while going in for the loan or no. The car should not become a white elephant for you.
Well buying a car is the easiest thing ever today….but do calculate the actual Cost of Owning the Car……
Saturday, January 14, 2012
Heads I win…Tails you lose….
There are two sides of every story like there are two sides of every coin. What the Govt of India is interested in is keep the people of India limited to only one side ..their side.
Its like minting coins for India with only one side, but the problem is that there is still a blank side, and this blank side will be left to the imagination of many. Atleast with the two sides of the story, one could understand the facts and then decide which side is up or right.
But with the action being taken now the Govt is trying to tell the people of India… Heads I win…Tails you lose…
Friday, January 13, 2012
Friday, January 6, 2012
Crossing the Limits
She said that like humans who should remain within their Maryada or else lives will be ruined, so does the sea.
This sometimes calm sometimes ferocious sea remains within its limits. We human beings pollute it, throw things into it...it will calmly take a few things within itself or just rejects it back by washing it ashore. It never protests. Never shows its anger of how things are thrown into it. Silently it is bearing reclamation. If this sea was to cross it Maryada and reclaim what is rightfully its think of the destruction it will cause, the lives it can ruin.
These words were spoken before 26th July deluge which we experienced in Mumbai. Stuck overnight it really looked like the sea is trying to reclaim its place back between the seven islands which comprised of Mumbai. Thank God its still not crossed its limit, though we Humans are crossing all such limits and taking aways its space.
Monday, January 2, 2012
Kudos to the Mumbai Police
After having spent nearly 8 years at a stretch celebrating New Year Eve in our building parties, this year a certain action by some members ended as a boon to me.
This year I decided to take my wife and kids to Gateway of India to see the revelry at New Year Eve. Many people who heard my plans were warning me against it…too much of crowd…
drunk revelers, traffic, drunk drivers on the road while coming back home.
But finally we did land up at Gateway of India, and were in for a very pleasant surprise. The Mumbai Police had segregated the area around Gateway of India into two. Family Enclosure around the main structure of Gateway of India and Stags on the road outside Hotel Taj. They were putting in excellent efforts in seeing not a single stag was allowed in the family enclosure. Unluckily for boys who were expecting to see some eye candies, their plans certainly were not going as per their expectations. This ensured that there were no untoward incidences like eve teasing etc.
Even the roads were much safer, Police stationed at important accident spots, ensuring that we did not face any trouble by drunk drivers.
Kudos to our Mumbai Police who instead of Celebrating New Year Eve, were out there ensuring our safety. Hats off to them
Sunday, January 1, 2012
New Year Greetings to all
I wanted to send some sort of holiday/new year greeting to my friends and colleagues, but it is difficult in today's world to know exactly what to say without offending someone.
So I met with my lawyer yesterday, and on her advice I wish to state the following :
Please accept with no obligation, implied or implicit, my best wishes for an environmentally conscious, socially responsible, low stress, non addictive, gender neutral celebration of the winter solstice holiday practiced with the most enjoyable traditions of religious persuasion or secular practices of your choice with respect for the religious/secular persuasions and/or traditions of others, or their choice not to practice religious or secular traditions at all .
I also wish you a fiscally successful, personally fulfilling and medically uncomplicated recognition of the onset of the generally accepted calendar year 2012 , but not without due respect for the calendar of choice of other cultures whose contributions to society have helped make our country great (not to imply that Britain is necessarily greater than any other country ) and without regard to the race, creed, colour, age, physical ability, religious faith or sexual preference of the wishee .
By accepting this greeting, you are accepting these terms:
This greeting is subject to clarification or withdrawal. It is freely transferable with no alteration to the original greeting. It implies no promise by the wisher to actually implement any of the wishes for her/him or others and is void where prohibited by law, and is revocable at the sole discretion of the wisher.
The wish is warranted to perform as expected within the usual application of good tidings for a period of one year or until the issuance of a new wish at the sole discretion of the wisher.
Best Regards
Name withheld (Privacy Act)